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1. Personal Loans and Credit Cards 1.1. What are Personal Loans? Personal loans are an installment loan from a bank, credit union or online lender. You get a lump sum upfront and pay back over time, usually with fixed monthly payments. These can be used for debt consolidation, a big purchase or unexpected expenses. 1.2. … Read more

I. Car Insurance Basics A. What is Car Insurance Car insurance is a contract between you and an insurance company that covers losses related to vehicle accidents, theft and other incidents. It’s necessary for drivers because it covers the costs of damages to your vehicle, injuries to you or others and legal liabilities. There are … Read more